Comments on: Embarrassed to be frugal? http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/ A Personal Finance Blog by Ma. Salve Duplito Tue, 20 Sep 2011 15:39:19 -0700 http://wordpress.org/?v=2.8 hourly 1 By: marcy http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-376 marcy Fri, 24 Jun 2011 22:22:07 +0000 http://moneystories.ph/?p=25#comment-376 Hi, guys I have been reading your blogs and I enjoyed it , one thing I can share it is good to be frugal , you know Salve and I am not ashamed toshare to you that we did not have much money but we get through it . one avoid debt especially with interest because it never sleeps or take a vacation , I mean it is important to indulge in debt 1 spend it for education . 2. housing , other than that I encourage you to think twice , thrice befor buying just to show off., however for the most important and I use it every moment of my life now is my eye glass , it was expensive and I only don't use when I sleep right but it is a life time , perhaps Ican change my lens but not the expensive frame .Thank you for being smart at your early age .Marcy Salve's mom Hi, guys I have been reading your blogs and I enjoyed it , one thing I can share it is good to be frugal , you know Salve and I am not ashamed toshare to you that we did not have much money but we get through it . one avoid debt especially with interest because it never sleeps or take a vacation , I mean it is important to indulge in debt 1 spend it for education . 2. housing , other than that I encourage you to think twice , thrice befor buying just to show off., however for the most important and I use it every moment of my life now is my eye glass , it was expensive and I only don’t use when I sleep right but it is a life time , perhaps Ican change my lens but not the expensive frame .Thank you for being smart at your early age .Marcy Salve’s mom

]]> By: cuddsaquad http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-220 cuddsaquad Tue, 21 Dec 2010 02:59:07 +0000 http://moneystories.ph/?p=25#comment-220 "But, yes. Being wasteful is not really good, financially speaking for an individual, and economically speaking for a whole nation especially if a great number will just waste precious resources on unnecessary spending." How much is real? “But, yes. Being wasteful is not really good, financially speaking for an individual, and economically speaking for a whole nation especially if a great number will just waste precious resources on unnecessary spending.”
How much is real?

]]> By: AldousCarlos http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-217 AldousCarlos Mon, 15 Nov 2010 08:07:00 +0000 http://moneystories.ph/?p=25#comment-217 1stworld country ~ Philippines pension from govt = sss 401K or CALPERS = none (kaniya kaniyang ipon at racket) If we need peace of mind when we grow old, we might need a piece of something we don't have. 1stworld country ~ Philippines
pension from govt = sss
401K or CALPERS = none (kaniya kaniyang ipon at racket)

If we need peace of mind when we grow old, we might need a piece of something we don’t have.

]]> By: Margaux's Mom http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-109 Margaux's Mom Thu, 17 Sep 2009 02:12:20 +0000 http://moneystories.ph/?p=25#comment-109 Frugal living is about determining what you want out of your life, and finding a way to make it happen. A couple dollars saved here, and a few dollars invested there doesn’t translate into a life of deprivation; it translates into possibilities. Decide what you want to get out of life, and then use frugality to make it happen. Frugal living is about determining what you want out of your life, and finding a way to make it happen. A couple dollars saved here, and a few dollars invested there doesn’t translate into a life of deprivation; it translates into possibilities.

Decide what you want to get out of life, and then use frugality to make it happen.

]]> By: Tyrone | Millionaire Acts http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-108 Tyrone | Millionaire Acts Wed, 02 Sep 2009 10:29:51 +0000 http://moneystories.ph/?p=25#comment-108 There is only one way to financial freedom and that is to "Earn More and Desire Less". In order to desire less, we must be frugal. :) I remember there was this instance before. Because of frugality, I rarely buy clothes. Instead, I usually use the office clothes of my dad. My officemates told me that I dress up "baduy" and old. So they really encouraged me to buy new clothes. There is only one way to financial freedom and that is to “Earn More and Desire Less”. In order to desire less, we must be frugal. :)

I remember there was this instance before. Because of frugality, I rarely buy clothes. Instead, I usually use the office clothes of my dad. My officemates told me that I dress up “baduy” and old. So they really encouraged me to buy new clothes.

]]> By: Issa@youwanttoberich.com http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-104 Issa@youwanttoberich.com Sat, 08 Aug 2009 11:03:29 +0000 http://moneystories.ph/?p=25#comment-104 Gosh, this brings back memories of wearing shoes with soles almost detaching itself, or shirt getting too short because the hem has been hemmed a little too much... and that's not because of me ha... that's because of the frugality of my mother. I guess, frugality has an offshoot and sometimes, it's the kids who "suffer". While I am sure I did not feel good during those times, the memories kind of make me feel good somewhat, o masochist lang ako... pero parang been there been that.... :) Gosh, this brings back memories of wearing shoes with soles almost detaching itself, or shirt getting too short because the hem has been hemmed a little too much… and that’s not because of me ha… that’s because of the frugality of my mother. I guess, frugality has an offshoot and sometimes, it’s the kids who “suffer”. While I am sure I did not feel good during those times, the memories kind of make me feel good somewhat, o masochist lang ako… pero parang been there been that…. :)

]]> By: Ryan http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-93 Ryan Fri, 24 Jul 2009 08:45:20 +0000 http://moneystories.ph/?p=25#comment-93 Hi Salve! Yes, I definitely agree! My own definition of being frugal is being able to get every peso and centavo's worth of whatever you purchased, expensive or not. After all, you should get what you pay for di ba? Hi Salve! Yes, I definitely agree! My own definition of being frugal is being able to get every peso and centavo’s worth of whatever you purchased, expensive or not. After all, you should get what you pay for di ba?

]]> By: salve http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-87 salve Wed, 22 Jul 2009 11:14:52 +0000 http://moneystories.ph/?p=25#comment-87 Kendrick, somehow, your comment reminded me of what a source from BPI said about the families of OFWs they work with in their financial literacy campaign. When the remittance comes and its fiesta time, they always want to buy new curtains etc to show off. The BPI official would tell them the curtains don't matter when the bank account is zero! The technical term yata is "conspicuous spending." People want to spend on things they can show off! Tsk tsk :) Kendrick, somehow, your comment reminded me of what a source from BPI said about the families of OFWs they work with in their financial literacy campaign. When the remittance comes and its fiesta time, they always want to buy new curtains etc to show off. The BPI official would tell them the curtains don’t matter when the bank account is zero! The technical term yata is “conspicuous spending.” People want to spend on things they can show off! Tsk tsk :)

]]> By: salve http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-86 salve Wed, 22 Jul 2009 10:56:54 +0000 http://moneystories.ph/?p=25#comment-86 Ryan, I like that strategy ha. I used to buy so much from those flea markets but realized that after one or two spins in the washing machine, they already looked tattered and used. Isn't that a waste of money too? Being frugal really is not the same as being cheap! Do you agree? Ryan, I like that strategy ha. I used to buy so much from those flea markets but realized that after one or two spins in the washing machine, they already looked tattered and used. Isn’t that a waste of money too? Being frugal really is not the same as being cheap! Do you agree?

]]> By: salve http://moneystories.ph/2009/07/15/embarrassed-to-be-frugal/comment-page-1/#comment-85 salve Wed, 22 Jul 2009 10:54:35 +0000 http://moneystories.ph/?p=25#comment-85 Ate Taya, that's a puzzle nga to many people. Sometimes (and this may sound like a generalization but i would like to think it is not), the rich go around in slippers and simple clothes. They don't worry too much about the image? Ate Taya, that’s a puzzle nga to many people. Sometimes (and this may sound like a generalization but i would like to think it is not), the rich go around in slippers and simple clothes. They don’t worry too much about the image?

]]>